Many years ago, writer Jim Macdonald postulated “Yog’s Law,” a handy rule of thumb for writers about the direction money is meant to flow in publishing:

“Money flows toward the writer.”

This is handy because it will give the writer pause when she has a publisher (or agent, or editor) who says that in order to get published, the author needs to lay out some cash up front, and to that publisher/agent/editor. The author can step back, say, huh, this is not how Yog’s Law says it’s supposed to go, and then surmise, generally correctly, that the publisher/agent/editor in question is a scam artist and that she should run away as fast as her feet will carry her.

But does Yog’s Law apply in an age where many writers — and some even successfully — are self-publishing via digital? In self-publishing, authors are on the financial hook for the…